Foreclosure Defense

Having your home at risk of foreclosure is a stressful and frightening situation. For over 30 years, Attorney Christopher Winans has worked diligently for Connecticut homeowners to save their homes from foreclosure. Chris will help you understand their rights, examine your full range of options, and get started as soon as possible on a solution. Your options include:

  • Foreclosure defense
  • Mortgage modification
  • Loan forbearance
  • Short sale guidance and preparation
  • Deeds in lieu of foreclosure
  • Bankruptcy referrals

Foreclosure defense strategies

Attorney Winans protects your home from wrongful foreclosure by challenging the legality of the proceedings, assisting in the process of obtaining a bank or government loan modification, or negotiating and closing a short sale with the bank.

Mortgage modification
You could be eligible for a loan modification if your home’s value has dropped below your outstanding loan amount or you are no longer able to afford your current monthly payments. Attorney Winans negotiates with the bank to modify the terms of the original loan and make your monthly payments affordable.

Loan forbearance
If you have fallen behind on payments due to temporary hardship, forbearance can provide an opportunity for you to get back on your feet. With this option, your lender will agree to reduce or suspend payments for a certain period of time and will not foreclose on your home during the forbearance period.

Short sale
Many homeowners find themselves owing more on their property than the property is currently worth. Attorney Winans works to reach an agreement with your lender for a short sale, which allows you to sell your home for less than the amount you owe on the loan, freeing you from oppressive mortgage debt.

Deed in lieu of foreclosure
In this option, you transfer title to the property to your lender in exchange for being released from your mortgage obligation. Attorney Winans negotiates with your lender to ensure the transaction is structured so you are fully relieved of the debt.

foreclosure defense attorney


To discuss your foreclosure matter, call (203) 748-4888 ext. 140 or contact the firm online.